Nothing here counts as income.
All 5 gifts, $618 in all, went straight to a shop or her ABLE account. None of them changes her income, so there is no income change from these gifts to report for October. Her December 2026 check stays $994.
- Given in October
- $618
- Counted as her income
- $0
- Her December 2026 check
- $994
Given as cash, the same gifts would count $538 and her December check would be $456. See that report
Tell Social Security
Nothing from these gifts. None of them changes her income.
For your records
Not income. Each was paid by PayPal straight to the shop or her ABLE account, so none of it reached Maya as money.
| Date | From | For | Amount | Why it is not income | Proof |
|---|---|---|---|---|---|
| Oct 5 | Lucy | Electric billDeposit to her ABLE account | $133 | Money others put into her ABLE account is not income, and the first $100,000 in it does not count toward savings. POMS SI 01130.740; Spotlight on ABLE accountsR-ABLE-01, R-ABLE-02 | Sample year, no PayPal record |
| Oct 8 | Priya | Phone billPaid straight to Horizon Wireless | $65 | When someone pays a shop directly for something other than housing, it is not income. 20 CFR 416.1103(g); POMS SI 00815.400R-VEND-01 | Sample year, no PayPal record |
| Oct 12 | Rosa | Therapy co-payPaid straight to Northside Physical Therapy | $90 | When someone pays a shop directly for something other than housing, it is not income. 20 CFR 416.1103(g); POMS SI 00815.400R-VEND-01 | Sample year, no PayPal record |
| Oct 19 | Dan | Wheelchair tiresPaid straight to Riverside Mobility Repair | $180 | When someone pays a shop directly for something other than housing, it is not income. 20 CFR 416.1103(g); POMS SI 00815.400R-VEND-01 | Sample year, no PayPal record |
| Oct 28 | Aunt June | Fall savingsDeposit to her ABLE account | $150 | Money others put into her ABLE account is not income, and the first $100,000 in it does not count toward savings. POMS SI 01130.740; Spotlight on ABLE accountsR-ABLE-01 | Sample year, no PayPal record |
To check for October
How to report
Call 1-800-772-1213, TTY 1-800-325-0778. Or visit or write any Social Security office. Have her Social Security number ready. Giftwise never asks for it.
No call is needed for these gifts. Other changes, like a move or a new job, are reported the same way.
Reporting by November 10, 2026 keeps her check right. A report that is late can mean a deduction of $25 the first time, then $50, then $100.
Anyone can check this report
Scan the code, or open the link, and Giftwise rebuilds this report from its records and checks the audit ledger. This month's gifts are from the sample year, which has no PayPal record, so there is nothing to ask PayPal. A benefits counselor or caseworker can do it without logging in.
Report code CX2W6-Y1S4X
giftwise-405i.onrender.com/v/maya/2026-10/CX2W6-Y1S4X