Nothing here counts as income.
All 4 gifts, $1,500 in all, went straight to a shop or her ABLE account. None of them changes her income, so there is no income change from these gifts to report for November. Her January 2027 check stays $1,029.
- Given in November
- $1,500
- Counted as her income
- $0
- Her January 2027 check
- $1,029
Given as cash, the same gifts would count $831 and her January check would be $198. See that report
Tell Social Security
Nothing from these gifts. None of them changes her income.
For your records
Not income. Each was paid by PayPal straight to the shop or her ABLE account, so none of it reached Maya as money.
| Date | From | For | Amount | Why it is not income | Proof |
|---|---|---|---|---|---|
| Nov 8 | John | Laptop for collegePaid straight to Eastgate College Bookstore | $649 | A gift used for tuition, fees, books, supplies or school technology is not counted. 20 CFR 416.1103(g); POMS SI 00815.400R-VEND-01, R-EDU-01 | PayPal capture 6V484671DN533594R |
| Nov 8 | John | Electric bill, this monthDeposit to her ABLE account | $138 | Money others put into her ABLE account is not income, and the first $100,000 in it does not count toward savings. POMS SI 01130.740; Spotlight on ABLE accountsR-ABLE-01, R-ABLE-02 | PayPal capture 0U81621036183911G |
| Nov 8 | John | Therapy co-payPaid straight to Northside Physical Therapy | $90 | When someone pays a shop directly for something other than housing, it is not income. 20 CFR 416.1103(g); POMS SI 00815.400R-VEND-01 | PayPal capture 4K776927XY580431Y |
| Nov 8 | John | SavingsDeposit to her ABLE account | $623 | Money others put into her ABLE account is not income, and the first $100,000 in it does not count toward savings. POMS SI 01130.740; Spotlight on ABLE accountsR-ABLE-01 | PayPal capture 8U746024AT5455016 |
Before November ends
How to report
Call 1-800-772-1213, TTY 1-800-325-0778. Or visit or write any Social Security office. Have her Social Security number ready. Giftwise never asks for it.
No call is needed for these gifts. Other changes, like a move or a new job, are reported the same way.
Reporting by December 10, 2026 keeps her check right. A report that is late can mean a deduction of $25 the first time, then $50, then $100.
Anyone can check this report
Scan the code, or open the link, and Giftwise rebuilds this report from its records, asks PayPal for every payment in it, and checks the audit ledger. A benefits counselor or caseworker can do it without logging in.
Report code HHVP0-P05XV
giftwise-405i.onrender.com/v/maya/2026-11/HHVP0-P05XV