A busy month
Six gifts in March from four people.
Sample household: Maya, 29, lives on her own, has an ABLE account and $1,240 in savings. Her full SSI check is $994 in 2026, $1,029 from January 2027.
The input
- Phone bill from Rosa$65Paid to the shop, 2026-03-02, every month
- Rent via ABLE from Dan$800To her ABLE account, 2026-03-05, every month
- Card with cash from Aunt June$40Cash to her, 2026-03-09
- Groceries from Priya$150Paid to the shop, 2026-03-14
- Spring gift from Uncle Joe$250Cash to her, 2026-03-20
- Therapy co-pay from Rosa$90Paid to the shop, 2026-03-28
Use these files on the Try page or with the API to check the result yourself.
March gifts, counted for the May 2026 check
$784
$210 counted after a $60 one-off exclusion and the $20 general exclusion.
- Phone bill$65Paid straight to the shop, so it is not counted. Her May 2026 check stays $994.
- Rent via ABLE$800A gift to her ABLE account is not counted, and the first $100,000 in it does not count toward savings. Her May 2026 check stays $994.
- Card with cash$40Cash counts as income. $40 minus $40 in exclusions leaves $0 counted in March, so her May 2026 check would be $994.
- Groceries$150Food paid for by others has not been counted since September 30, 2024. Her May 2026 check stays $994.
- Spring gift$250Cash counts as income. $250 minus $80 in exclusions leaves $170 counted in March, so her May 2026 check would be $824. Giving the item itself keeps her May 2026 check at $994.
- Therapy co-pay$90Paid straight to the shop, so it is not counted. Her May 2026 check stays $994.