What if every gift had been cash? This is the report Maya would have needed.
4 gifts to tell Social Security about.
$307 counts as her income for June, so her August 2026 check would be $687 instead of $994.
- Given in June
- $327
- Counted as her income
- $307
- Her August 2026 check
- $687
Tell Social Security
On June 4, Lucy gave me $112 in cash.
Cash or a check given to Maya counts as income in the month it arrives, after small exclusions. 20 CFR 416.1121; POMS SI 00830.520R-CASH-01, R-GIE-01, R-RMA-01
On June 8, Priya gave me $65 in cash.
Cash or a check given to Maya counts as income in the month it arrives, after small exclusions. 20 CFR 416.1121; POMS SI 00830.520R-CASH-01, R-GIE-01, R-RMA-01
On June 8, Rosa gave me $90 in cash.
Cash or a check given to Maya counts as income in the month it arrives, after small exclusions. 20 CFR 416.1121; POMS SI 00830.520R-CASH-01, R-GIE-01, R-RMA-01
On June 21, Uncle Joe gave me $60 in cash.
Cash or a check given to Maya counts as income in the month it arrives, after small exclusions. 20 CFR 416.1121; POMS SI 00830.520R-CASH-01, R-GIE-01, R-RMA-01
How to report
Call 1-800-772-1213, TTY 1-800-325-0778. Or visit or write any Social Security office. Have her Social Security number ready. Giftwise never asks for it.
What to say
- Hello. My name is Maya, and I am calling to report changes to my SSI for June 2026.
- On June 4, Lucy gave me $112 in cash.
- On June 8, Priya gave me $65 in cash.
- On June 8, Rosa gave me $90 in cash.
- On June 21, Uncle Joe gave me $60 in cash.
- Those are all the gifts from family and friends in June. I have the receipts if you need them.
Reporting by July 10, 2026 keeps her check right. A report that is late can mean a deduction of $25 the first time, then $50, then $100.